My wife and I are in our late twenties and have plenty of emergency funds saved up. Our only debt is our home. We talked about having a child within the next year, but I’m out of her 3 weeks a month for work. I don’t want to be away too much once I have kids, so I’m thinking of opening my own business so that I can get rid of business trips and control my time better. Any thoughts on this situation?

A. An entrepreneur is someone I know who can go from sheer dread to sheer exhilaration and back every few hours. It takes a strong mind and a strong heart to succeed. Plus, if you don’t like what you’re doing, your ideas are likely not going to last. Remember, you’re basically a direct commission as an entrepreneur, and there probably won’t be any regular paychecks you can expect for a while.

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