Journal of Personal Finance

The advantage of reading these scholarly books is that it makes me think outside the box and shift my perspective from time to time on the current trends facing our prospects and clients… IARFC President, H. Stephen Bailey, Ph.D., MRFC®

JPF Editor Craig Lemoine, Ph.D., MRFC® CFP®, is Director of the Financial Planning Program at the University of Illinois, Champaign, Illinois. With his educational background since 2003, Dr. Lemoine has a deep understanding of auditing and evaluation in financial planning. Since 2010, he has been a member of the CFP® Board Council of Examinations, a professor of financial planning at the American College, and director of the MRFC Certification Board.

“We are delighted to share this robust and diverse issue,” explains Dr. Craig Lemoine, Journal Editor and MRFC®. “We are proud to have produced this edition, building on our strong pipeline of manuscript submissions. determinants of life insurance products, racial and ethnic differences in policy-type ownership of life insurance products, personality-type studies, insurance acquisitions, and methods for identifying thought leaders in consumer finance.Additionally, the 2022 IARFC National Financial Planning Competition We can feature the work of our Case Study Champions.”

The 2022 edition Vol. 21 No. 2 contains the following 6 articles.

  • 2022 National Financial Planning Competition Winners – The Franklin Family
  • Applying the Human Capital Framework to College Student Financial Wellbeing
  • Determinants of U.S. Equity Mutual Fund Advisory Fees
  • Racial/Ethnic Differences in Life Insurance Ownership and Life Insurance Adequacy
  • Older American Personality Traits and Life Insurance Purchases
  • Identifying consumer finance opinion leaders

“The Journal of Personal Finance provides a more researched and quantitative perspective on issues in the financial services industry,” said Dr. H. Stephen Bailey, IARFC President, MRFC®. “These manuscripts explore in-depth perspectives in addressing current opinions and conclusions. I am pleased that the Association is able to provide its members with this insightful information.”

Launched in 2002, the Journal of Personal Finance has grown in reach, acceptance and recognition among professionals and academics. JPF welcomes articles from financial experts and consultants on financial products and services, client relationships, retirement planning, caregiving, business management, and corporate efficiency.

For IARFC members, JPF is a perk and source of continuing education credits. Members can take his IARFC Journal of Personal Finance Online CE quiz. For each quiz she achieves a score of 70% or above, members are awarded her 2 units of IARFC CE.

To order a hard copy or electronic version of the Journal of Personal Finance, find more information, or review article submission guidelines, visit or contact the editor. please give me. Register for the CE Quiz on the IARFC store.

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