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One of the most important things you can do when planning a trip is to make sure you are protected if something goes wrong. That’s where travel insurance comes in. When it comes to choosing travel insurance, Trawick International is your best bet.

Trawick offers different plans for different types of travelers, so you can find the coverage that’s right for you. And Trawick is a reputable company, so you can be confident you’re getting quality coverage.

This section describes the various plans Trawick offers, coverage amounts, costs, and how to submit a claim. We also provide a comparison of Trawick’s most popular policies and coverage offered by other leading travel insurance companies.

Trawick Travel Insurance Plan

Trawick offers many plans designed for different types of travelers with different needs. Coverage levels and premiums vary depending on the traveler’s age, travel cost and destination.

Below is a list of six travel insurance plans offered by Trawick.

Additional plans include:

• Safe Travels Vacation Rental Protection Plan: This plan covers non-refundable expenses such as airfare, hotel, vacation rentals, and other prepaid travel deposits.
• Safe Travels Outbound Plan: This plan provides temporary and primary travel insurance for US citizens and residents traveling outside the United States. This includes medical and emergency medical evacuation coverage, including coverage for COVID-related illness.
• College Care Essential Plan: This is a plan for students studying abroad for study or research purposes. Covers up to $300,000 in medical expenses, with a cap of $150,000 per injury or illness. Medical expenses for COVID-19 are covered by the plan, as is coverage for sports activities.

Regardless of which policy you choose, it’s important to take a closer look at each policy to see what it covers and what it doesn’t.

Additional Compensation Options for Traffic

Trawick offers additional coverage options in certain plans. Some come at no extra charge. Others will incur an additional charge. Also, only some policies allow these additional compensation options.

Additional compensation options include:

Car rental damage compensation. You can add this coverage to certain Trawick plans, such as our Safe Travels First plan. This insurance covers damages to the rental car to an acceptable extent.

CFAR coverage. “Cancellation for any reason” coverage can only be added to Trawick’s Safe Travels Voyager plans. With this add-on, the traveler can cancel the trip for any reason up to 2 days before her departure and will be refunded his 75% of the trip cost.

How much does Trawick travel insurance cost?

Getting a quote from Trawick is a simple process. You can visit his website or use an insurance comparison site such as Squaremouth.

You must provide traveler and travel details such as date of birth, state of residence, destination, and travel costs. With this information, you can estimate different plans almost instantly.

Below are examples of Trawick’s coverage options and costs as of October 2022.

For example, let’s see how much insurance would cost a 35-year-old Ohio resident to spend $8,000 on a two-week trip to France. Below are the costs for each of the six different coverage options.

Coverage costs range from the lowest tier Safe Travels Explorer plan at $222.70 to the highest Safe Travels First Class policy at $400.51. This represents approximately 3% to 5% of total travel expenses, which is low compared to the industry average of 4% to 8%.

Now let’s look at the premiums for a 55-year-old who traveled from Colorado to Argentina and spent $6,000 on a three-week trip.

Insurance premiums for this traveler will be higher, but not surprising given their age. The lowest priced Safe Travels First Class plan is $211.50 and the top Safe Travels Voyager is $680.57. This represents an expense of 3.5% to 9% of total travel expenses, slightly higher than the previous example, but still within industry averages.

Finally, let’s look at insurance premiums for a 45-year-old Texas resident traveling to Fiji for two weeks and spending $7,000 on the trip.

The cheapest plan in this scenario is the Safe Travels Explorer plan at $284.28. The most expensive is the Safe Travels Voyager at $480.30. At these prices, you’ll be paying 4% to 7% of your total travel costs. Again, this is about the average for the travel insurance industry.

How do I file a claim on Traffic?

Trawick has many different claims departments and forms, so how you submit your claim depends on the type of coverage you have purchased.

Claim forms and contact information can be found on Trawick’s Claim Forms page. There you will find information about where to mail or email the claim form and contact information for the appropriate claim group.

Trawick vs. Allianz Travel Insurance

Allianz and Trawick are similar in that they offer quite a few different compensation options.

Allianz offers 10 types of travel insurance plans, including one-time insurance and multi-trip travel insurance. So whether you want to cover a specific trip or plan to do multiple trips a year, you have options. Of course, different plans offer different levels of coverage, and premiums vary depending on the traveler and travel details.

OneTrip Prime Plan, Allianz’s most popular one-way option, offers trip cancellation coverage up to $100,000, trip interruption coverage up to $150,000, emergency medical coverage up to $50,000, and lost, stolen or damaged luggage up to $1,000 We provide compensation for and up to $800 in Travel Delay Compensation.

Trawick’s most similar plan is the Safe Travels Explorer Plus plan, which offers trip cancellation and interruption coverage up to $100,000, emergency medical coverage up to $50,000, personal item coverage up to $750, and travel delay coverage up to $500. Offers.

The best way to decide which company to use is to compare quotes using your specific travel details and personal information. These are the details that affect the cost the most.

Trawick vs. National Travel Insurance

Nationwide is a household name in the insurance industry and is one of the most well-known and recognized insurance companies in the United States. By offering two one-off travel options, the Essential Plan and the Prime Plan, Nationwide Travel Insurance has made it easy to find coverage. Nationwide also offers annual travel insurance, cruise specific plans and annual travel insurance for those who travel a lot throughout the year.

To compare the two companies, I put Nationwide’s Essential plan next to Trawick’s Safe Travels Single Trip plan in the middle.

Nationwide’s Essential Plan offers up to $10,000 in travel cancellation coverage, up to $250,000 in emergency medical evacuation, up to $150 (up to $600) per day reimbursement for travel delays of 6 hours or more, and baggage delay or lost Compensation is provided.

By comparison, Trawick’s Safe Travels Single Trip plan offers 100% of an insured trip for trip cancellation coverage (up to double the cost of the trip), $350,000 for emergency medical evacuation, and up to $200 per day for travel delays ( up to $600). Over 12 hours, lost and delayed baggage compensation.

As such, this particular plan from Trawick offers a slightly higher coverage limit for most of the coverage compared.

Nationwide’s top Prime Plan offers up to $30,000 for trip cancellations, up to $1 million in emergency medical evacuation coverage, trip interruption coverage up to 200% of travel costs (up to $60,000), and 1 for delays of 6 hours or more $250 per day.

By comparison, Trawick’s top-of-the-line Safe Travels Voyager plan includes trip cancellation coverage of up to $100,000, emergency medical evacuation of up to $1 million, insurance against trip interruptions of up to 150% of travel costs, and a maximum trip reimbursement of $2,000. is included. Delay and Compensation for Delayed or Lost Baggage.

Comparing these two policies is like comparing apples and oranges, as some coverage limits are higher or lower. Also, remember that insurance premiums vary depending on the traveler and travel details.

Trawick vs. Credit Card Travel Insurance Benefits

Before purchasing travel insurance, always compare the coverage of your travel insurance plan with the coverage offered by your reward credit card. Some basic coverage, such as car rental insurance, may already be available on one of your existing cards.

If you’re traveling by car and all expenses are reimbursed, or if you have health insurance while traveling abroad and you don’t expect your medical bills to be significant, credit card coverage may be sufficient. .

Also note that in most cases credit card insurance is only a supplement to travel insurance. This means that you will need to bill other relevant insurances (such as airlines) before billing your credit card company.

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We’ve compared Trawick travel insurance with plans from other reputable companies to help you find the policy that meets your needs. When reviewing policies, consider factors such as coverage options and limitations, plan inclusions, available add-ons, and costs. The best policies for you are the ones that provide adequate coverage without breaking the bank.

Frequently Asked Questions